{"id":1581,"date":"2023-01-05T13:23:14","date_gmt":"2023-01-05T13:23:14","guid":{"rendered":"https:\/\/blog.examboosts.com\/?p=1581"},"modified":"2023-01-05T13:23:14","modified_gmt":"2023-01-05T13:23:14","slug":"q28-q42-master-2023-latest-the-questions-certificate-in-insurance-and-pass-if1-real-exam","status":"publish","type":"post","link":"https:\/\/blog.examboosts.com\/ja\/2023\/01\/q28-q42-master-2023-latest-the-questions-certificate-in-insurance-and-pass-if1-real-exam\/","title":{"rendered":"[Q28-Q42] Master 2023 Latest The Questions Certificate in Insurance and Pass IF1 Real Exam!"},"content":{"rendered":"\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-left kksr-valign-top\"\n    data-payload='{&quot;align&quot;:&quot;left&quot;,&quot;id&quot;:&quot;1581&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;top&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;0&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;0&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;Rate this post&quot;,&quot;legend&quot;:&quot;0\\\/5 - (0 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;[Q28-Q42] Master 2023 Latest The Questions Certificate in Insurance and Pass IF1 Real Exam!&quot;,&quot;width&quot;:&quot;0&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 0px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            <span class=\"kksr-muted\">Rate this post<\/span>\n    <\/div>\n    <\/div>\n<p><span style=\"color: red\"><span style=\"font-size: 18px\"><strong>Master 2023 Latest <\/strong><\/span><\/span><strong style=\"font-size: 18px;color: red\">The Questions Certificate in Insurance and Pass IF1 Real Exam!<\/strong><\/p>\n<p><span style=\"color: red\"><strong>Penetration testers simulate IF1 exam PDF<\/strong><\/span><\/p>\n<div id=\"watu_quiz\" class=\"quiz-area single-page-quiz\">\n<form action=\"\" method=\"post\" class=\"quiz-form \" id=\"quiz-578\" >\n<div class='watu-question' id='question-1'><div class='question-content'><p><strong>NEW QUESTION 28<\/strong><br \/>Under the Consumer Rights Act 2015. a clause in a household insurance policy may be considered unfair if it<\/p>\n<\/div><input type='hidden' name='question_id[]' value='11353' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44430' \/><div class='watu-question-choice'><input type='radio' name='answer-11353[]' id='answer-id-44430' class='answer answer-1 js-answer-label answerof-11353' value='44430' \/>&nbsp;<label for='answer-id-44430' id='answer-label-44430' class='js-answer-label answer label-1'><span class='answer'>discriminates against one of the persons insured on the grounds of nationality, gender or sexual orientation only.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44431' \/><div class='watu-question-choice'><input type='radio' name='answer-11353[]' id='answer-id-44431' class='answer answer-1 php-answer-label answerof-11353' value='44431' \/>&nbsp;<label for='answer-id-44431' id='answer-label-44431' class='php-answer-label answer label-1'><span class='answer'>causes a significant imbalance in the parties&#8217; rights and obligations arising under the contract, to the disadvantage of the insured.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44432' \/><div class='watu-question-choice'><input type='radio' name='answer-11353[]' id='answer-id-44432' class='answer answer-1 js-answer-label answerof-11353' value='44432' \/>&nbsp;<label for='answer-id-44432' id='answer-label-44432' class='js-answer-label answer label-1'><span class='answer'>allows any party other than the insured to enforce the insurer&#8217;s obligations under the policy.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44433' \/><div class='watu-question-choice'><input type='radio' name='answer-11353[]' id='answer-id-44433' class='answer answer-1 js-answer-label answerof-11353' value='44433' \/>&nbsp;<label for='answer-id-44433' id='answer-label-44433' class='js-answer-label answer label-1'><span class='answer'>imposes unreasonable obligations on the insurer in terms of costs or expenses that must be paid in addition to the amount of any loss.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(1,this)' id='btn-1' value='See Answer'  \/><input type='hidden' id='questionType1' value='radio' class=''><\/div><div class='watu-question' id='question-2'><div class='question-content'><p><strong>NEW QUESTION 29<\/strong><br \/>What legally recognised financial relationship must exist, between a policyholder and the items being insured, to constitute a valid household contents insurance policy?<\/p>\n<\/div><input type='hidden' name='question_id[]' value='11354' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44434' \/><div class='watu-question-choice'><input type='radio' name='answer-11354[]' id='answer-id-44434' class='answer answer-2 php-answer-label answerof-11354' value='44434' \/>&nbsp;<label for='answer-id-44434' id='answer-label-44434' class='php-answer-label answer label-2'><span class='answer'>Insurable interest.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44435' \/><div class='watu-question-choice'><input type='radio' name='answer-11354[]' id='answer-id-44435' class='answer answer-2 js-answer-label answerof-11354' value='44435' \/>&nbsp;<label for='answer-id-44435' id='answer-label-44435' class='js-answer-label answer label-2'><span class='answer'>Risk indemnity.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44436' \/><div class='watu-question-choice'><input type='radio' name='answer-11354[]' id='answer-id-44436' class='answer answer-2 js-answer-label answerof-11354' value='44436' \/>&nbsp;<label for='answer-id-44436' id='answer-label-44436' class='js-answer-label answer label-2'><span class='answer'>Vicarious liability.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44437' \/><div class='watu-question-choice'><input type='radio' name='answer-11354[]' id='answer-id-44437' class='answer answer-2 js-answer-label answerof-11354' value='44437' \/>&nbsp;<label for='answer-id-44437' id='answer-label-44437' class='js-answer-label answer label-2'><span class='answer'>Delegated authority.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(2,this)' id='btn-2' value='See Answer'  \/><input type='hidden' id='questionType2' value='radio' class=''><\/div><div class='watu-question' id='question-3'><div class='question-content'><p><strong>NEW QUESTION 30<\/strong><br \/>Under a coinsurance arrangement, who is ultimately responsible for payment of an agreed claim?<\/p>\n<\/div><input type='hidden' name='question_id[]' value='11355' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44438' \/><div class='watu-question-choice'><input type='radio' name='answer-11355[]' id='answer-id-44438' class='answer answer-3 js-answer-label answerof-11355' value='44438' \/>&nbsp;<label for='answer-id-44438' id='answer-label-44438' class='js-answer-label answer label-3'><span class='answer'>Each coinsurer for its own proportion, but also a share of any proportion unpaid due to the default of another coinsurer.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44439' \/><div class='watu-question-choice'><input type='radio' name='answer-11355[]' id='answer-id-44439' class='answer answer-3 js-answer-label answerof-11355' value='44439' \/>&nbsp;<label for='answer-id-44439' id='answer-label-44439' class='js-answer-label answer label-3'><span class='answer'>The lead insurer.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44440' \/><div class='watu-question-choice'><input type='radio' name='answer-11355[]' id='answer-id-44440' class='answer answer-3 js-answer-label answerof-11355' value='44440' \/>&nbsp;<label for='answer-id-44440' id='answer-label-44440' class='js-answer-label answer label-3'><span class='answer'>The intermediary.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44441' \/><div class='watu-question-choice'><input type='radio' name='answer-11355[]' id='answer-id-44441' class='answer answer-3 php-answer-label answerof-11355' value='44441' \/>&nbsp;<label for='answer-id-44441' id='answer-label-44441' class='php-answer-label answer label-3'><span class='answer'>Each coinsurer for its own proportion only.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(3,this)' id='btn-3' value='See Answer'  \/><input type='hidden' id='questionType3' value='radio' class=''><\/div><div class='watu-question' id='question-4'><div class='question-content'><p><strong>NEW QUESTION 31<\/strong><br \/>The Financial Ombudsman Service will make a ruling on a dispute between<\/p>\n<\/div><input type='hidden' name='question_id[]' value='11356' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44442' \/><div class='watu-question-choice'><input type='radio' name='answer-11356[]' id='answer-id-44442' class='answer answer-4 js-answer-label answerof-11356' value='44442' \/>&nbsp;<label for='answer-id-44442' id='answer-label-44442' class='js-answer-label answer label-4'><span class='answer'>a third party and the insurer against whom he is making a liability claim.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44443' \/><div class='watu-question-choice'><input type='radio' name='answer-11356[]' id='answer-id-44443' class='answer answer-4 php-answer-label answerof-11356' value='44443' \/>&nbsp;<label for='answer-id-44443' id='answer-label-44443' class='php-answer-label answer label-4'><span class='answer'>a private individual and an insurer.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44444' \/><div class='watu-question-choice'><input type='radio' name='answer-11356[]' id='answer-id-44444' class='answer answer-4 js-answer-label answerof-11356' value='44444' \/>&nbsp;<label for='answer-id-44444' id='answer-label-44444' class='js-answer-label answer label-4'><span class='answer'>an insurer and a reinsurer.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44445' \/><div class='watu-question-choice'><input type='radio' name='answer-11356[]' id='answer-id-44445' class='answer answer-4 js-answer-label answerof-11356' value='44445' \/>&nbsp;<label for='answer-id-44445' id='answer-label-44445' class='js-answer-label answer label-4'><span class='answer'>an insurance broker and an insurer.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(4,this)' id='btn-4' value='See Answer'  \/><input type='hidden' id='questionType4' value='radio' class=''><\/div><div class='watu-question' id='question-5'><div class='question-content'><p><strong>NEW QUESTION 32<\/strong><br \/>A claim has arisen which is fully covered under insurer A&#8217;s policy and insurer B&#8217;s policy. Insurer A&#8217;s policy has a sum insured of \u00a330,000 and insurer B&#8217;s policy has a sum insured of \u00a350,000. What proportion of the claim is insurer B liable for if the principle of contribution applies on a rateable proportion by sum insured basis?<\/p>\n<\/div><input type='hidden' name='question_id[]' value='11357' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44446' \/><div class='watu-question-choice'><input type='radio' name='answer-11357[]' id='answer-id-44446' class='answer answer-5 js-answer-label answerof-11357' value='44446' \/>&nbsp;<label for='answer-id-44446' id='answer-label-44446' class='js-answer-label answer label-5'><span class='answer'>Two fifths.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44447' \/><div class='watu-question-choice'><input type='radio' name='answer-11357[]' id='answer-id-44447' class='answer answer-5 js-answer-label answerof-11357' value='44447' \/>&nbsp;<label for='answer-id-44447' id='answer-label-44447' class='js-answer-label answer label-5'><span class='answer'>Three fifths.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44448' \/><div class='watu-question-choice'><input type='radio' name='answer-11357[]' id='answer-id-44448' class='answer answer-5 js-answer-label answerof-11357' value='44448' \/>&nbsp;<label for='answer-id-44448' id='answer-label-44448' class='js-answer-label answer label-5'><span class='answer'>Three eighths.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44449' \/><div class='watu-question-choice'><input type='radio' name='answer-11357[]' id='answer-id-44449' class='answer answer-5 php-answer-label answerof-11357' value='44449' \/>&nbsp;<label for='answer-id-44449' id='answer-label-44449' class='php-answer-label answer label-5'><span class='answer'>Five eighths.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(5,this)' id='btn-5' value='See Answer'  \/><input type='hidden' id='questionType5' value='radio' class=''><\/div><div class='watu-question' id='question-6'><div class='question-content'><p><strong>NEW QUESTION 33<\/strong><br \/>Barbara owns a factory employing 20 people. What insurance is she required to hold by law?<\/p>\n<\/div><input type='hidden' name='question_id[]' value='11358' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44450' \/><div class='watu-question-choice'><input type='radio' name='answer-11358[]' id='answer-id-44450' class='answer answer-6 js-answer-label answerof-11358' value='44450' \/>&nbsp;<label for='answer-id-44450' id='answer-label-44450' class='js-answer-label answer label-6'><span class='answer'>Public liability insurance.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44451' \/><div class='watu-question-choice'><input type='radio' name='answer-11358[]' id='answer-id-44451' class='answer answer-6 js-answer-label answerof-11358' value='44451' \/>&nbsp;<label for='answer-id-44451' id='answer-label-44451' class='js-answer-label answer label-6'><span class='answer'>Products liability insurance.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44452' \/><div class='watu-question-choice'><input type='radio' name='answer-11358[]' id='answer-id-44452' class='answer answer-6 js-answer-label answerof-11358' value='44452' \/>&nbsp;<label for='answer-id-44452' id='answer-label-44452' class='js-answer-label answer label-6'><span class='answer'>Professional indemnity insurance.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44453' \/><div class='watu-question-choice'><input type='radio' name='answer-11358[]' id='answer-id-44453' class='answer answer-6 php-answer-label answerof-11358' value='44453' \/>&nbsp;<label for='answer-id-44453' id='answer-label-44453' class='php-answer-label answer label-6'><span class='answer'>Employers&#8217; liability insurance.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(6,this)' id='btn-6' value='See Answer'  \/><input type='hidden' id='questionType6' value='radio' class=''><\/div><div class='watu-question' id='question-7'><div class='question-content'><p><strong>NEW QUESTION 34<\/strong><br \/>Who is represented by a loss assessor?<\/p>\n<\/div><input type='hidden' name='question_id[]' value='11359' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44454' \/><div class='watu-question-choice'><input type='radio' name='answer-11359[]' id='answer-id-44454' class='answer answer-7 php-answer-label answerof-11359' value='44454' \/>&nbsp;<label for='answer-id-44454' id='answer-label-44454' class='php-answer-label answer label-7'><span class='answer'>A policyholder.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44455' \/><div class='watu-question-choice'><input type='radio' name='answer-11359[]' id='answer-id-44455' class='answer answer-7 js-answer-label answerof-11359' value='44455' \/>&nbsp;<label for='answer-id-44455' id='answer-label-44455' class='js-answer-label answer label-7'><span class='answer'>A broker.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44456' \/><div class='watu-question-choice'><input type='radio' name='answer-11359[]' id='answer-id-44456' class='answer answer-7 js-answer-label answerof-11359' value='44456' \/>&nbsp;<label for='answer-id-44456' id='answer-label-44456' class='js-answer-label answer label-7'><span class='answer'>A claims handler.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44457' \/><div class='watu-question-choice'><input type='radio' name='answer-11359[]' id='answer-id-44457' class='answer answer-7 js-answer-label answerof-11359' value='44457' \/>&nbsp;<label for='answer-id-44457' id='answer-label-44457' class='js-answer-label answer label-7'><span class='answer'>An underwriter.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(7,this)' id='btn-7' value='See Answer'  \/><input type='hidden' id='questionType7' value='radio' class=''><\/div><div class='watu-question' id='question-8'><div class='question-content'><p><strong>NEW QUESTION 35<\/strong><br \/>A risk that is always insurable is a<\/p>\n<\/div><input type='hidden' name='question_id[]' value='11360' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44458' \/><div class='watu-question-choice'><input type='radio' name='answer-11360[]' id='answer-id-44458' class='answer answer-8 js-answer-label answerof-11360' value='44458' \/>&nbsp;<label for='answer-id-44458' id='answer-label-44458' class='js-answer-label answer label-8'><span class='answer'>fundamental risk.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44459' \/><div class='watu-question-choice'><input type='radio' name='answer-11360[]' id='answer-id-44459' class='answer answer-8 php-answer-label answerof-11360' value='44459' \/>&nbsp;<label for='answer-id-44459' id='answer-label-44459' class='php-answer-label answer label-8'><span class='answer'>pure risk.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44460' \/><div class='watu-question-choice'><input type='radio' name='answer-11360[]' id='answer-id-44460' class='answer answer-8 js-answer-label answerof-11360' value='44460' \/>&nbsp;<label for='answer-id-44460' id='answer-label-44460' class='js-answer-label answer label-8'><span class='answer'>speculative risk.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44461' \/><div class='watu-question-choice'><input type='radio' name='answer-11360[]' id='answer-id-44461' class='answer answer-8 js-answer-label answerof-11360' value='44461' \/>&nbsp;<label for='answer-id-44461' id='answer-label-44461' class='js-answer-label answer label-8'><span class='answer'>capital risk.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(8,this)' id='btn-8' value='See Answer'  \/><input type='hidden' id='questionType8' value='radio' class=''><\/div><div class='watu-question' id='question-9'><div class='question-content'><p><strong>NEW QUESTION 36<\/strong><br \/>The Financial Services Compensation Scheme was established to help policyholders in the event of<\/p>\n<\/div><input type='hidden' name='question_id[]' value='11361' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44462' \/><div class='watu-question-choice'><input type='radio' name='answer-11361[]' id='answer-id-44462' class='answer answer-9 js-answer-label answerof-11361' value='44462' \/>&nbsp;<label for='answer-id-44462' id='answer-label-44462' class='js-answer-label answer label-9'><span class='answer'>unreasonable policy terms and conditions.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44463' \/><div class='watu-question-choice'><input type='radio' name='answer-11361[]' id='answer-id-44463' class='answer answer-9 php-answer-label answerof-11361' value='44463' \/>&nbsp;<label for='answer-id-44463' id='answer-label-44463' class='php-answer-label answer label-9'><span class='answer'>the financial failure of an insurance company.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44464' \/><div class='watu-question-choice'><input type='radio' name='answer-11361[]' id='answer-id-44464' class='answer answer-9 js-answer-label answerof-11361' value='44464' \/>&nbsp;<label for='answer-id-44464' id='answer-label-44464' class='js-answer-label answer label-9'><span class='answer'>the repudiation of liability by an insurer.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44465' \/><div class='watu-question-choice'><input type='radio' name='answer-11361[]' id='answer-id-44465' class='answer answer-9 js-answer-label answerof-11361' value='44465' \/>&nbsp;<label for='answer-id-44465' id='answer-label-44465' class='js-answer-label answer label-9'><span class='answer'>fraud perpetrated by an insurance broker.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(9,this)' id='btn-9' value='See Answer'  \/><input type='hidden' id='questionType9' value='radio' class=''><\/div><div class='watu-question' id='question-10'><div class='question-content'><p><strong>NEW QUESTION 37<\/strong><br \/>Insurers and intermediaries are required to adhere to solvency requirements as stipulated by the<\/p>\n<\/div><input type='hidden' name='question_id[]' value='11362' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44466' \/><div class='watu-question-choice'><input type='radio' name='answer-11362[]' id='answer-id-44466' class='answer answer-10 js-answer-label answerof-11362' value='44466' \/>&nbsp;<label for='answer-id-44466' id='answer-label-44466' class='js-answer-label answer label-10'><span class='answer'>Financial Services Compensation Scheme.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44467' \/><div class='watu-question-choice'><input type='radio' name='answer-11362[]' id='answer-id-44467' class='answer answer-10 js-answer-label answerof-11362' value='44467' \/>&nbsp;<label for='answer-id-44467' id='answer-label-44467' class='js-answer-label answer label-10'><span class='answer'>Financial Ombudsman Service.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44468' \/><div class='watu-question-choice'><input type='radio' name='answer-11362[]' id='answer-id-44468' class='answer answer-10 js-answer-label answerof-11362' value='44468' \/>&nbsp;<label for='answer-id-44468' id='answer-label-44468' class='js-answer-label answer label-10'><span class='answer'>Association of British Insurers.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44469' \/><div class='watu-question-choice'><input type='radio' name='answer-11362[]' id='answer-id-44469' class='answer answer-10 php-answer-label answerof-11362' value='44469' \/>&nbsp;<label for='answer-id-44469' id='answer-label-44469' class='php-answer-label answer label-10'><span class='answer'>European Union.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(10,this)' id='btn-10' value='See Answer'  \/><input type='hidden' id='questionType10' value='radio' class=''><\/div><div class='watu-question' id='question-11'><div class='question-content'><p><strong>NEW QUESTION 38<\/strong><br \/>A policyholder achieves peace of mind when insuring his car by<\/p>\n<\/div><input type='hidden' name='question_id[]' value='11363' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44470' \/><div class='watu-question-choice'><input type='radio' name='answer-11363[]' id='answer-id-44470' class='answer answer-11 js-answer-label answerof-11363' value='44470' \/>&nbsp;<label for='answer-id-44470' id='answer-label-44470' class='js-answer-label answer label-11'><span class='answer'>eliminating the risk of loss.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44471' \/><div class='watu-question-choice'><input type='radio' name='answer-11363[]' id='answer-id-44471' class='answer answer-11 js-answer-label answerof-11363' value='44471' \/>&nbsp;<label for='answer-id-44471' id='answer-label-44471' class='js-answer-label answer label-11'><span class='answer'>reducing the chance of a loss occurring.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44472' \/><div class='watu-question-choice'><input type='radio' name='answer-11363[]' id='answer-id-44472' class='answer answer-11 js-answer-label answerof-11363' value='44472' \/>&nbsp;<label for='answer-id-44472' id='answer-label-44472' class='js-answer-label answer label-11'><span class='answer'>preventing the chance of a loss occurring.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44473' \/><div class='watu-question-choice'><input type='radio' name='answer-11363[]' id='answer-id-44473' class='answer answer-11 php-answer-label answerof-11363' value='44473' \/>&nbsp;<label for='answer-id-44473' id='answer-label-44473' class='php-answer-label answer label-11'><span class='answer'>transferring the risk to the insurer.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(11,this)' id='btn-11' value='See Answer'  \/><input type='hidden' id='questionType11' value='radio' class=''><\/div><div class='watu-question' id='question-12'><div class='question-content'><p><strong>NEW QUESTION 39<\/strong><br \/>The requirement 10 notify the fitting of a more powerful engine under a motor insurance policy is an example of a policy wording modifying the principle of<\/p>\n<\/div><input type='hidden' name='question_id[]' value='11364' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44474' \/><div class='watu-question-choice'><input type='radio' name='answer-11364[]' id='answer-id-44474' class='answer answer-12 js-answer-label answerof-11364' value='44474' \/>&nbsp;<label for='answer-id-44474' id='answer-label-44474' class='js-answer-label answer label-12'><span class='answer'>subrogation.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44475' \/><div class='watu-question-choice'><input type='radio' name='answer-11364[]' id='answer-id-44475' class='answer answer-12 js-answer-label answerof-11364' value='44475' \/>&nbsp;<label for='answer-id-44475' id='answer-label-44475' class='js-answer-label answer label-12'><span class='answer'>contribution.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44476' \/><div class='watu-question-choice'><input type='radio' name='answer-11364[]' id='answer-id-44476' class='answer answer-12 php-answer-label answerof-11364' value='44476' \/>&nbsp;<label for='answer-id-44476' id='answer-label-44476' class='php-answer-label answer label-12'><span class='answer'>good faith.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44477' \/><div class='watu-question-choice'><input type='radio' name='answer-11364[]' id='answer-id-44477' class='answer answer-12 js-answer-label answerof-11364' value='44477' \/>&nbsp;<label for='answer-id-44477' id='answer-label-44477' class='js-answer-label answer label-12'><span class='answer'>indemnity.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(12,this)' id='btn-12' value='See Answer'  \/><input type='hidden' id='questionType12' value='radio' class=''><\/div><div class='watu-question' id='question-13'><div class='question-content'><p><strong>NEW QUESTION 40<\/strong><br \/>When Susan applied for a new household contents insurance policy, she was obliged to disclose her extensive claims history. Such details are normally known as<\/p>\n<\/div><input type='hidden' name='question_id[]' value='11365' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44478' \/><div class='watu-question-choice'><input type='radio' name='answer-11365[]' id='answer-id-44478' class='answer answer-13 js-answer-label answerof-11365' value='44478' \/>&nbsp;<label for='answer-id-44478' id='answer-label-44478' class='js-answer-label answer label-13'><span class='answer'>indemnity.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44479' \/><div class='watu-question-choice'><input type='radio' name='answer-11365[]' id='answer-id-44479' class='answer answer-13 js-answer-label answerof-11365' value='44479' \/>&nbsp;<label for='answer-id-44479' id='answer-label-44479' class='js-answer-label answer label-13'><span class='answer'>warranties.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44480' \/><div class='watu-question-choice'><input type='radio' name='answer-11365[]' id='answer-id-44480' class='answer answer-13 js-answer-label answerof-11365' value='44480' \/>&nbsp;<label for='answer-id-44480' id='answer-label-44480' class='js-answer-label answer label-13'><span class='answer'>contractual terms.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44481' \/><div class='watu-question-choice'><input type='radio' name='answer-11365[]' id='answer-id-44481' class='answer answer-13 php-answer-label answerof-11365' value='44481' \/>&nbsp;<label for='answer-id-44481' id='answer-label-44481' class='php-answer-label answer label-13'><span class='answer'>material circumstances.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(13,this)' id='btn-13' value='See Answer'  \/><input type='hidden' id='questionType13' value='radio' class=''><\/div><div class='watu-question' id='question-14'><div class='question-content'><p><strong>NEW QUESTION 41<\/strong><br \/>Which principle of insurance prevents a member of the public from taking out an insurance policy on the life of a celebrity in the hope of receiving a windfall on the celebrity&#8217;s death?<\/p>\n<\/div><input type='hidden' name='question_id[]' value='11366' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44482' \/><div class='watu-question-choice'><input type='radio' name='answer-11366[]' id='answer-id-44482' class='answer answer-14 js-answer-label answerof-11366' value='44482' \/>&nbsp;<label for='answer-id-44482' id='answer-label-44482' class='js-answer-label answer label-14'><span class='answer'>Indemnity.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44483' \/><div class='watu-question-choice'><input type='radio' name='answer-11366[]' id='answer-id-44483' class='answer answer-14 php-answer-label answerof-11366' value='44483' \/>&nbsp;<label for='answer-id-44483' id='answer-label-44483' class='php-answer-label answer label-14'><span class='answer'>Insurable interest.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44484' \/><div class='watu-question-choice'><input type='radio' name='answer-11366[]' id='answer-id-44484' class='answer answer-14 js-answer-label answerof-11366' value='44484' \/>&nbsp;<label for='answer-id-44484' id='answer-label-44484' class='js-answer-label answer label-14'><span class='answer'>Good faith.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44485' \/><div class='watu-question-choice'><input type='radio' name='answer-11366[]' id='answer-id-44485' class='answer answer-14 js-answer-label answerof-11366' value='44485' \/>&nbsp;<label for='answer-id-44485' id='answer-label-44485' class='js-answer-label answer label-14'><span class='answer'>Proximate cause.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(14,this)' id='btn-14' value='See Answer'  \/><input type='hidden' id='questionType14' value='radio' class=''><\/div><div class='watu-question' id='question-15'><div class='question-content'><p><strong>NEW QUESTION 42<\/strong><br \/>Under common law. when does the insured&#8217;s duly of fair presentation cease with regard to declarations that do NOT affect policy cover?<\/p>\n<\/div><input type='hidden' name='question_id[]' value='11367' \/><div class='watu-questions-wrap '><input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44486' \/><div class='watu-question-choice'><input type='radio' name='answer-11367[]' id='answer-id-44486' class='answer answer-15 js-answer-label answerof-11367' value='44486' \/>&nbsp;<label for='answer-id-44486' id='answer-label-44486' class='js-answer-label answer label-15'><span class='answer'>When the policy contract lakes effect.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44487' \/><div class='watu-question-choice'><input type='radio' name='answer-11367[]' id='answer-id-44487' class='answer answer-15 js-answer-label answerof-11367' value='44487' \/>&nbsp;<label for='answer-id-44487' id='answer-label-44487' class='js-answer-label answer label-15'><span class='answer'>When a claim is paid.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44488' \/><div class='watu-question-choice'><input type='radio' name='answer-11367[]' id='answer-id-44488' class='answer answer-15 js-answer-label answerof-11367' value='44488' \/>&nbsp;<label for='answer-id-44488' id='answer-label-44488' class='js-answer-label answer label-15'><span class='answer'>When a claim is submitted.<\/span><\/label><\/div>\n<input type='hidden' name='answer_ids[]' class='watu-answer-ids' value='44489' \/><div class='watu-question-choice'><input type='radio' name='answer-11367[]' id='answer-id-44489' class='answer answer-15 php-answer-label answerof-11367' value='44489' \/>&nbsp;<label for='answer-id-44489' id='answer-label-44489' class='php-answer-label answer label-15'><span class='answer'>At renewal.<\/span><\/label><\/div>\n<\/div><div class='show-question-feedback' style='display:none;'><\/div><input type='button' class='showchecked' style='margin: 10px 0;' onclick='showanswer1(15,this)' id='btn-15' value='See Answer'  \/><input type='hidden' id='questionType15' value='radio' class=''><\/div><div style='display:none' id='question-16'><br \/><div class='question-content'><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog.examboosts.com\/wp-content\/plugins\/watu\/loading.gif\" width=\"16\" height=\"16\" alt=\"Loading ...\" title=\"Loading ...\" \/>&nbsp;Loading &#8230;<\/div><\/div><br \/>\n<input type=\"button\" name=\"action\" onclick=\"Watu.submitResult()\" id=\"action-button\" style=\"margin:0 auto 20px auto;\" value=\"View Results\"  class=\"watu-submit-button\" \/>\n<input type=\"hidden\" name=\"no_ajax\" value=\"0\"><input type=\"hidden\" name=\"quiz_id\" value=\"578\" \/>\n<input type=\"hidden\" id=\"watuStartTime\" name=\"start_time\" value=\"2026-09-23 19:02:55\" \/>\n<\/form>\n<\/div>\n<div id=\"watu-loading-result\" style=\"display:none;\">\n\t<p align=\"center\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/blog.examboosts.com\/wp-content\/plugins\/watu\/loading.gif\" width=\"16\" height=\"16\" alt=\"Loading\" title=\"Loading\" \/><\/p>\n<\/div>\t\n<script type=\"text\/javascript\">\nvar exam_id=0;\nvar question_ids='';\nvar watuURL='';\njQuery(function($){\nquestion_ids = \"11353,11354,11355,11356,11357,11358,11359,11360,11361,11362,11363,11364,11365,11366,11367\";\nexam_id = 578;\nWatu.exam_id = exam_id;\nWatu.qArr = question_ids.split(',');\nWatu.post_id = 1581;\nWatu.singlePage = '1';\nWatu.hAppID = \"0.96819800 1790190175\";\nwatuURL = \"https:\/\/blog.examboosts.com\/wp-admin\/admin-ajax.php\";\nWatu.noAlertUnanswered = 0;\n});\n\nfunction showanswer1(e,q) {\n\tvar check = new Array();\n\tjQuery('.answer-' + e).each(function (i) {\n\t\tcheck.push(this.checked)\n\t})\n\tlet textval = jQuery('.watu-textarea-' + e).val()\n\tif (jQuery.inArray(true, check) >= 0 || textval !== '' && textval !== undefined) {\n\t\tjQuery(q).stop().fadeOut(300)\n\t\tjQuery('.php-answer-label.label-' + e).addClass(\n\t\t\t'correct-answer'\n\t\t)\n\t\tjQuery('.answer-' + e).each(function (i) {\n\t\t\tif (this.checked && this.className.match(\/js\\-answer\/)) {\n\t\t\t\tvar number = this.id.toString().replace(\/\\D\/g, '')\n\t\t\t\tif (number) {\n\t\t\t\t\tjQuery('#answer-label-' + number).addClass('user-answer')\n\t\t\t\t}\n\t\t\t}\n\t\t})\n\t\tjQuery(q).siblings('.show-question-feedback').stop().fadeIn(300)\n\t\ttextval = ''\n\t} else if (textval == '' || textval == undefined){\n\t\t\/\/jQuery(\".hint\").stop().fadeIn(300)\n\t\talert('Please first answer the question');\n\t}\n}\nvar btnisshow = jQuery(\".php-answer-label\").length\nif (btnisshow > 0) {\n\tjQuery('.showchecked').show()\n} else {\n\tjQuery('.showchecked').hide()\n}\n<\/script>\n<p><strong>Penetration testers simulate IF1 exam<\/strong><strong>: <\/strong><a href=\"https:\/\/www.examboosts.com\/CII\/IF1-practice-exam-dumps.html\" target=\"_blank\" 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