[Q28-Q42] 保険の2023最新問題集証明書をマスターし、IF1実試験に合格する！

新しい質問 28
Under the Consumer Rights Act 2015. a clause in a household insurance policy may be considered unfair if it

新しい質問 29
What legally recognised financial relationship must exist, between a policyholder and the items being insured, to constitute a valid household contents insurance policy?

新しい質問 30
Under a coinsurance arrangement, who is ultimately responsible for payment of an agreed claim?

新しい質問 31
The Financial Ombudsman Service will make a ruling on a dispute between

新しい質問32
A claim has arisen which is fully covered under insurer A’s policy and insurer B’s policy. Insurer A’s policy has a sum insured of £30,000 and insurer B’s policy has a sum insured of £50,000. What proportion of the claim is insurer B liable for if the principle of contribution applies on a rateable proportion by sum insured basis?

新しい質問33
Barbara owns a factory employing 20 people. What insurance is she required to hold by law?

新しい質問 34
Who is represented by a loss assessor?

新しい質問35
A risk that is always insurable is a

新しい質問36
The Financial Services Compensation Scheme was established to help policyholders in the event of

新しい質問 37
Insurers and intermediaries are required to adhere to solvency requirements as stipulated by the

新しい質問 38
A policyholder achieves peace of mind when insuring his car by

新しい質問 39
The requirement 10 notify the fitting of a more powerful engine under a motor insurance policy is an example of a policy wording modifying the principle of

新しい質問 40
When Susan applied for a new household contents insurance policy, she was obliged to disclose her extensive claims history. Such details are normally known as

新しい質問41
Which principle of insurance prevents a member of the public from taking out an insurance policy on the life of a celebrity in the hope of receiving a windfall on the celebrity’s death?

新しい質問 42
Under common law. when does the insured’s duly of fair presentation cease with regard to declarations that do NOT affect policy cover?